We know that buying a property is probably going to be one of the biggest and most important purchases of your life, so it is vital that you get it right.
There are a number of things to think about when buying a property such as:
- The type of property you want
- The maximum amount you would spend
- The location you are looking in
- All costs involved including solicitors fee
- Arranging funds (mortgages)
We can help you with all of these queries and many more and you are more than welcome to contact any one of our trained staff for any advice on the points given above.
In the mean time we have provided a little guide for you with the important steps to follow when you are buying a property to make the process flow as smooth as possible:
The first most important thing is to arrange your finances. It would be advisable to get your mortgage agreed first, which could then help you decide on the type/price of property within your budget.
Start looking for your property that fits your requirements of price, size and location and/or whether it would be a good investment or a good home. Attend the viewings and ask as many questions as you can- remember you want to know as much as possible beforehand. Our experienced agents will escort you to the viewings and be at hand to show you the property as well as answer any questions you may have, even after the viewing itself.
Once you have found your ideal property and you are ready to make your offer, find yourself a good and experienced solicitor or we can recommend some we use regularly.
You then make your offer on the property of interest, which we shall take forward to and negotiate with the vendor.
Once your offer is accepted, we will write to both sides (buyer and seller) and their respective solicitors to confirm all details. Your mortgage lender will then instruct a surveyor to identify any problems with the property and advise on the property’s value.
Exchange of contracts
This is the step where both parties have signed the contract and a completion date is set. Also a deposit is paid to the seller.
The remaining amount of the price of the property is then paid to the seller and you are now officially a homeowner!